Our J0 examination Revision e-Workbooks are designed to be affordable solutions to Advisers and other financial services professionals to help them pass their Level 4 exams.

At the end of this unit, candidates should be able to demonstrate an understanding of the:

• the rules that apply to retirement benefits at the date that they are crystallised;

• in detail the features, tax treatment and risks of the secured pension option;

• in detail the features, risks and tax treatment of the unsecured pension available up to age 75;

• in detail the features, risks and tax treatment of phased retirement up to age 75;

• in detail the features, risks and tax treatment of the alternatively secured pension available at age 75;

• the use of the critical yield in advising on Income Withdrawal and its implications for investment;

• the benefits available when an investor is in ill health;

• the State retirement benefits available;

• the issues in giving initial and ongoing advice on taking pension benefits to clients.